Financial Aid FAQs

Applying for financial assistance may seem complicated. At the University of West Florida, we’re here to help you through each step of the financial aid process. Here are some common questions and answers about financial aid.

Refer to Financial Literacy for education on tools and skills necessary to make informed financial decisions, particularly in regards to the student loan process.

Are GRE/GMAT scores required for all graduate programs?

Requirements vary by graduate program and a program may accept students without scores provisionally. To learn more about individual requirements visit your program's web page or our test score waiver information page.

Can I afford my degree?

The University of West Florida offers many ways to reduce the cost of your online education. In addition to affordable tuition rates, UWF offers various financial aid options for our online students, including loans, scholarships and grants. Members of the U.S. military, plus their families, are eligible for many military discounts, including free tuition through the Yellow Ribbon Program and tuition waivers. Active-duty military members receive an out-of-state tuition waiver. Residents of Alabama are eligible for Alabama Differential Tuition, a reduced out-of-state tuition rate. You could also enroll in a payment plan or secure a short-term loan.

Can I afford my online nursing degree?

The University of West Florida offers many ways to reduce the cost of your online education. In addition to affordable tuition rates, UWF offers various financial aid options for our online students, including loans, scholarships and grants. Members of the U.S. military, plus their families, are eligible for many military discounts, including free tuition through the Yellow Ribbon Program and tuition waivers. Active-duty military members receive an out-of-state tuition waiver. Residents of Alabama are eligible for Alabama Differential Tuition, a reduced out-of-state tuition rate. You could also enroll in a payment plan or secure a short-term loan.

Can I change my program once I’m a graduate student?

Students in a program with multiple specializations may change specializations by submitting a Graduate Major Track Change form. Students wishing to change departments entirely must submit a new graduate admission application, pay another application processing fee and re-establish or restate Florida residency.

Graduate students must be admitted and registered in order to submit a major track change or doctoral change of specialization form.

Can I check my application status?

You may either contact your enrollment counselor or log into your MyUWF account to view the status of your application.

Can I make changes to my application after I submit it?

Within 30 days of submitting an application, applicants may submit a new application to change their program of interest or semester of entry, and the application processing fee will be waived. Please notify the Graduate School once the new application has been submitted. If it is past 30 days, applicants will need to submit a new application, and pay the application processing fee, to make the change.

• Changing degree programs: If it has been less than 30 days and an admission decision has already been made on your application, then you will need to submit a new application, and pay the application processing fee to make the change.
• Changing specialization within the same degree program prior to registration: If it has been less than 30 days and an admission decision has already been made on your application, but you have not registered, then you will need to submit a new application, and the application processing fee will be waived.
• Changing specialization within the same degree program after registration: Students in a program with multiple specializations may change specializations by submitting a Major Track Change form. Graduate student must be admitted and registered in order to submit a Major Track Change form.

Can the online MSN – Family Nursing Practitioner (FNP) program be taken part-time?

The MSN – Family Nurse Practitioner (FNP) program must be taken full-time. A full-time course load for graduate students is six credit hours or more per semester.

Do I need to be enrolled full-time to receive financial aid?

No, you may be enrolled part-time and be eligible for financial aid. Different awards have different enrollment criteria. For example, federal direct loans require at least half-time enrollment. All students are awarded assuming full-time enrollment. If you change enrollment plans, the Office of Financial Aid and Scholarships must be notified immediately, and we will revise your award if necessary.

Do you accept transfer credits?

UWF will only accept credits from institutions whose accrediting agency is included on the list of UWF approved accrediting agencies, and the amount of transfer credits allowed depends on the program. For detailed information, visit our Transfer Students page.

Do you accept unofficial copies of test scores?

Unofficial test scores or test score reports are not accepted. However, you may submit them in order to receive a preliminary idea of your chances of acceptance into a program. When the application process has begun, however, you must submit official documents.

Does an outside scholarship affect my financial aid award?

Scholarships are included as a resource in your financial aid package. It is our policy to ensure that students are awarded for achievements and efforts by first applying these funds to any unmet need the student may have. If need has been met 100 percent, we will reduce your student loan awards when possible. It is the responsibility of the student to notify the financial aid office of all outside scholarship awards.

How do I access my online courses?

You must first be admitted to UWF and registered for the course(s). Enrolled students, visit UWF eLearning to access your course.

How do I apply for financial aid?

To apply for financial aid, you need to complete the Free Application for Federal Student Aid online. For detailed information on this process, visit our Financial Aid page.

How do I get information about financial aid?

In order to receive information about financial aid, you may contact UWF’s financial aid office via phone at 850.474.2400 or by email at finaid@uwf.edu.

How do I get transcripts from the military?

You can request your transcripts through the Joint Services Transcript website.

How do I obtain Veteran Affairs educational benefits for continuing educational programs?

Contact the University of West Florida's Military & Veterans Resource Center to find out if the course(s) you are taking have been approved by the Veterans Affairs State Approving Agency.

How long does it take to earn a medical and health sciences degree?

Time to completion varies by student, depending on individual progress and credits transferred, if applicable. Most certificate programs can be completed in two semesters depending on requirements. Undergraduate degree programs typically take 4 years, although transfer credits can reduce the time to completion. The length of graduate degree programs is anywhere from 12–24 months depending on program requirements and transfer credits.

How long does it take to earn a nursing degree?

Time to completion varies by student, depending on individual progress and credits transferred, if applicable. Most certificate programs can be completed in two semesters depending on requirements. Undergraduate degree programs typically take 4 years, although transfer credits can reduce the time to completion. The length of graduate degree programs is anywhere from 12–24 months depending on program requirements and transfer credits.

How long does it take to earn a technology and computer science degree?

Time to completion varies by student, depending on individual progress and credits transferred, if applicable. Most certificate programs can be completed in two semesters depending on requirements. Undergraduate degree programs typically take 4 years, although transfer credits can reduce the time to completion. The length of graduate degree programs is anywhere from 12–24 months depending on program requirements and transfer credits.

How long does it take to earn an education degree?

Time to completion varies by student, depending on individual progress and credits transferred, if applicable. Most certificate programs can be completed in two semesters depending on requirements. Undergraduate degree programs typically take 4 years, although transfer credits can reduce the time to completion. The length of graduate degree programs is anywhere from 12–24 months depending on program requirements and transfer credits.

How many classes do I need to take to receive full-time benefits all semester?

The answer varies.

• Undergraduate: Full time is 12 credit hours each semester.
• Graduate: Full time is six credit hours each semester.

How often do I need to apply for financial aid?

You must apply for financial aid every year.

I was told one of my classes can’t be certified. What can I do?

Change the class, add a minor, or get an academic advisor to approve the class on your Degree Works or in writing.

If my coursework from all of the colleges I’ve previously attended show on one transcript, can I submit the transcript from the one college?

No, we require an official transcript from each institution previously attended, even if you didn’t earn a degree there.

Is an online degree the same caliber as an on-campus degree?

Yes. Faculty at the University of West Florida are experienced professionals who deliver an online education with the same rigor and benefits of an on-campus program. You will work with course management systems that enhance learning material with multimedia. You will also have the chance to interact one-on-one with classmates and instructors. Depending on the program and course, you will learn in real-time through live lectures and class sessions. Other requirements can be completed on your schedule.

Is an online nursing degree the same caliber as an on-campus degree?

Yes. Faculty at the University of West Florida are experienced professionals who deliver an online education with the same rigor and benefits of an on-campus program. You will work with course management systems that enhance learning material with multimedia. You will also have the chance to interact one-on-one with classmates and instructors. Depending on the program and course, you will learn in real-time through live lectures and class sessions. Other requirements can be completed on your schedule.

Is earning a degree online right for me?

When you pursue a degree online, not only do you have the opportunity to study whenever and wherever you choose, you also have access to numerous resources and support. To be successful, you need time-management skills and self-motivation, as well as computer access and a reliable internet connection. For information, visit our Benefits of Online Learning page.

Is earning a medical and health sciences degree difficult?

You can expect a rigorous, quality online education in any UWF programs. If you are struggling in an online class, please reach out to your instructor to receive advice and guidance. You will find that our faculty are earnestly invested in your success.

Is earning a nursing degree difficult?

You can expect a rigorous, quality online education in any UWF programs. If you are struggling in an online class, please reach out to your instructor to receive advice and guidance. You will find that our faculty are earnestly invested in your success.

Is earning a technology and computer degree difficult?

You can expect a rigorous, quality online education in any UWF programs. If you are struggling in an online class, please reach out to your instructor to receive advice and guidance. You will find that our faculty are earnestly invested in your success.

Is earning an education degree difficult?

You can expect a rigorous, quality online education in any UWF programs. If you are struggling in an online class, please reach out to your instructor to receive advice and guidance. You will find that our faculty are earnestly invested in your success.

Is there a deadline for applying for financial aid?

The Free Application for Federal Student Aid is available Oct. 1 for the following academic year. UWF’s priority deadline for summer and fall enrollment is April 1. The earlier you apply, the greater your chances are for receiving limited grant and/or federal work-study funds. When you complete the FAFSA, you are applying for federal, state and university assistance.

Is there a payment plan available?

Yes, we offer our students the opportunity to divide education costs into manageable payments. For detailed information, visit our Payment Plans page.

Is there an application fee?

Yes, there is a $30 application fee when you apply for admission to an online program.

Is technical assistance available in case I have trouble?

If at any time you experience technical problems (you can't access the course, you can't see certain material, etc.) please contact the ITS Help Desk. For hours of operation please visit the eLearning Support for Students page.

We have not filed our taxes yet and won’t complete them until April. Can I still fill out the FAFSA?

If taxes are not filed, the FAFSA accepts estimated income figures. Once you complete your taxes, you will need to update your FAFSA if there are any changes to the original estimate you submitted. We suggest you use the IRS Data Retrieval Tool provided on the FAFSA to update your information once you have completed your taxes. If you have already been awarded, your aid will be adjusted, if necessary.

What are the admission requirements?

There are two sets of requirements when applying for admission into a program at the University of West Florida: University requirements and program requirements. Admission requirements vary depending on the program. Visit your program’s page for detailed information.

What are the computer and software requirements?

Each year, Information Technology Services publishes computer purchase recommendations for students. They are designed to ensure greater product reliability, usability, quality, functionality, and support. Be aware that these recommendations are based on typical computing use.

What do I do after I apply for VA benefits on VA.gov?

Print a copy of the confirmation page that shows your confirmation number and provide to the MVRC.

What happens if I withdraw from a course during the semester? How will it affect my financial aid?

Your financial aid maybe adjusted if you withdraw from a course during the semester. Please contact the Office of Financial Aid and Scholarships prior to withdrawing to determine if you will be required to pay back funds and if the withdrawal will jeopardize your eligibility for future aid. Withdrawing may also affect your ability to maintain satisfactory academic progress.

What if my GPA doesn’t meet the admission requirements for a program?

If your GPA doesn’t meet the required minimum for a program, you may still be admitted on a conditional basis. To be considered for conditional admission, you will need to submit all required application materials. Please note that conditional admission is not a routine process.

What is the admissions process?

To begin a certificate program, interested students need to fill out either a graduate or undergraduate non-degree seeking application. Once accepted as a non-degree seeking student, students should speak to an advisor about course availability and scheduling. Then, complete the online Graduate or Undergraduate Certificate Declaration Form on MyUWF. Current UWF students who would like to pursue a certificate should speak to their advisor. 

To begin a degree program, you first need to submit an application for undergraduate or graduate admission (plus a $30 application fee) and be accepted for admission to the University of West Florida. Some programs require a minimum GPA in all previous coursework. Depending on the program, you might also:

• Submit official transcripts from all regionally accredited institutions previously attended
• Submit GRE, GMAT or MAT scores
• Submit a letter of intent describing your work experience and reasons for pursuing the degree, including how the degree relates to your career goals
• Submit a sample research paper
• Submit a resume
• Submit letter(s) of recommendation
• Complete the residency application form for tuition purposes
• Complete a departmental application form

What is the admissions process, and how long does it take?

After we’ve received your application for admission, transcripts and other required documentation, we will review your file. The Office of Undergraduate Admissions will review your application materials within 48 business hours. For graduate admissions, the application materials are evaluated by the department for which you’re applying after the initial graduate school evaluation. Departments may take as much time as necessary and may wait for the receipt of test scores before making a decision. After a decision has been made, you will be notified. The entire admissions process including both University and program approvals may take up to a month after all materials have been received.

What is the admissions process for a nursing degree?

To begin a certificate program, interested students need to fill out either a graduate or undergraduate non-degree seeking application. Once accepted as a non-degree seeking student, students should speak to an advisor about course availability and scheduling. Then, complete the online Graduate or Undergraduate Certificate Declaration Form on MyUWF. Current UWF students who would like to pursue a certificate should speak to their advisor. 

To begin a degree program, you first need to submit an application for undergraduate or graduate admission (plus a $30 application fee) and be accepted for admission to the University of West Florida. Some programs require a minimum GPA in all previous coursework. Depending on the program, you might also:

• Submit a copy of your RN license
• Submit official transcripts from all regionally accredited institutions previously attended
• Submit GRE, GMAT or MAT scores
• Submit a letter of intent describing your work experience and reasons for pursuing the degree, including how the degree relates to your career goals
• Submit a sample research paper
• Submit a resume
• Submit letter(s) of recommendation
• Complete the residency application form for tuition purposes
• Complete a departmental application form

What is the deadline to apply for VA education benefits?

You can apply for your online program and VA benefits at the same time.

What is the difference between subsidized and unsubsidized Stafford loan?

An unsubsidized loan accrues interest during in-school grace period, while a subsidized loan does not. The federal government pays the interest on the subsidized loan while you are in school at least half-time (at least six credit hours).

What is the federal school code for UWF?

Our federal school code is 003955. This code is required on the FAFSA in order for UWF to receive the results.

What is UWF’s institution code for the GRE?

Our institution code is 5833.

What is UWF’s recipient code for the MAT?

Our recipient code is 1089.

What will the Department of Veteran Affairs pay for?

The VA will pay for any course that falls under your degree program, including minors and certificate programs as required for graduation. For some courses, a letter from your academic advisor may be necessary to inform the Military and Veterans Resource Center that a course is required.

When do classes start?

We offer multiple start dates so that you can begin your degree whenever it is convenient for you. Start dates vary by program. Visit our Academic Calendar page for information.

When do I have to repay my loans?

Repayment begins on student federal loans six months after graduation or after the student is no longer enrolled at least half-time. In all cases, loans must be repaid regardless of whether you complete the program or are satisfied with your educational experience. Failure to repay loans can result in serious consequences and negatively impact your ability to obtain future credit. For private loans, please contact your lender for repayment information.

When will my classes be certified?

As soon as you submit a VA enrollment certification form via your MyUWF account, we start the certification process. Once your benefits and all your classes are verified, they will be submitted to the VA.

Where can I find more information on Cost of Attendance?

Refer to UWF Cost of Attendance Estimates for more information.